No seriously, I mean it. Not for all of you, or even most of you, but some of you should plan on making 2012 the worst year of the rest of your life.
Let me explain.
Sometimes we back ourselves into a corner. We get ourselves into five figure debt. We eat until we are more than 100 pounds overweight. We find ourselves unable to find a job with our current training and your 99 weeks running out. We find ourselves upside down in a mortgage and a need to move.
Basically there are a lot of people who are in such deep shit that they need a radical life makeover. Sometimes trying to fix things while maintaining as much normalcy is possible means taking a decade to sort crap out, whereas if you just took a year to do something radical you could sort it out much sooner. Sometimes the best move is to just suck it up and have a crappy year. Move in with your parents to save massive amounts of cash. Give up your entire social life to learn a new trade or get a graduate degree. Give up the idea of getting enjoyment from food and stick to the same five meals for a year.
Again, this is not advice for most people. It is not done lightly. But you know who you are if you need it. What I can promise you is that despite predictions, 2013 will come. When it does you can be in nearly the same condition as you are now OR you can be in a radically different situation and ready to jump start life. Its up to you.